TERMS AND CONDITIONS

The Watchlist Network LLC

Last Updated: June 10, 2026

1. AGREEMENT TO TERMS

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("you," "user," or "your") and The Watchlist Network LLC, a Florida limited liability company ("Company," "we," "us," or "our"), concerning your access to and use of our website, along with any other media form, media channel, mobile website, social media presence, or mobile application related, linked, or otherwise connected thereto (collectively, the "Services").

The Watchlist Network LLC operates as a centralized hub for multiple brands, content properties, and business lines, including but not limited to Credit Watchlist, Entertainment Watchlist, Travel Watchlist, and Wedding Watchlist (collectively, the "Brands"). These Terms apply to your use of any and all websites, content, social media channels, products, and services operated by or under The Watchlist Network LLC, whether under the Company name or any of its Brands, whether such Brands exist now or are launched in the future.

By accessing or using the Services, you agree that you have read, understood, and agree to be bound by all of these Terms. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.

We reserve the right to make changes or modifications to these Terms at any time and for any reason. We will alert you about any changes by updating the "Last Updated" date of these Terms, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Terms to stay informed of updates. Your continued use of the Services after the date such revised Terms are posted constitutes your acceptance of the changes.

The information provided through the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

2. ELIGIBILITY

The Services are intended for users who are at least 18 years of age. Persons under the age of 18 are not permitted to use or register for the Services. By using the Services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

3. OUR BRANDS AND SERVICES

The Watchlist Network LLC serves as the parent entity and centralized hub for a family of digital media, content, and commerce brands. Our Brands include, without limitation:

Credit Watchlist: A brand focused on credit card information, education, reviews, comparisons, and related financial content. Credit Watchlist may, now or in the future, participate in partnership, affiliate, and referral programs with credit card issuers, banks, and other financial institutions, through which the Company may earn compensation when users apply for or are approved for financial products.

Entertainment Watchlist: A brand focused on social media content, commentary, coverage, and potentially events in the entertainment space, including fashion, sports, film, music, and related categories.

Travel Watchlist: A brand focused on social media content covering travel destinations, hotels, restaurants, food, experiences, and related travel topics. Travel Watchlist may, now or in the future, partner with hotels, restaurants, airlines, cruise lines, tourism boards, and other travel-industry companies, through which the Company may earn compensation.

Wedding Watchlist: A brand focused on social media content related to weddings, and which may, now or in the future, offer or facilitate wedding planning services, package offerings, or referrals connecting users with third-party wedding vendors and service providers.

The Company may add, remove, rename, restructure, or modify Brands at any time without notice. These Terms apply equally to any current or future Brand, website, domain, social media account, or service operated by or on behalf of The Watchlist Network LLC. Certain Brands or services may be subject to additional or supplemental terms, which will be presented to you at the time of use and which are incorporated into these Terms by reference.

Some Brands and services described in these Terms may not yet be active, monetized, or fully launched. These Terms are written to govern both current and anticipated future operations of the Company and its Brands.

4. INFORMATIONAL PURPOSES ONLY; NO PROFESSIONAL ADVICE

ALL CONTENT PROVIDED THROUGH THE SERVICES IS FOR GENERAL INFORMATIONAL, EDUCATIONAL, AND ENTERTAINMENT PURPOSES ONLY.

No Financial Advice. Content published by or through Credit Watchlist or any other Brand relating to credit cards, credit scores, banking products, personal finance, or any other financial topic does not constitute financial, investment, legal, tax, or accounting advice. We are not a bank, credit card issuer, lender, broker, financial institution, credit repair organization, credit counseling agency, or licensed financial advisor. Nothing in the Services constitutes a recommendation, endorsement, solicitation, or offer of any financial product. Credit card terms, rates, fees, rewards, and approval criteria are determined solely by the issuing institutions and are subject to change without notice. You should independently verify all product terms directly with the issuer before applying for any financial product. Decisions regarding credit cards and financial products are yours alone, and you assume full responsibility for any consequences of such decisions, including effects on your credit score, fees incurred, or denial of applications.

No Travel, Event, or Planning Advice. Content relating to travel destinations, hotels, restaurants, airlines, cruises, entertainment, events, weddings, or vendors reflects opinions, experiences, or aggregated information and does not constitute professional advice or a guarantee of quality, safety, availability, or pricing. Conditions at travel destinations, venues, and businesses change frequently. You are solely responsible for verifying current information, including health and safety conditions, travel advisories, visa and entry requirements, pricing, and availability, before making any booking, purchase, or travel decision.

No Reliance. Any reliance you place on content provided through the Services is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such content by you or any other visitor to the Services, or by anyone who may be informed of any of its contents.

5. AFFILIATE RELATIONSHIPS AND COMPENSATION DISCLOSURE

The Company and its Brands may participate in affiliate marketing programs, referral programs, sponsorships, brand partnerships, and other compensated arrangements with third parties, including but not limited to credit card issuers, financial institutions, hotels, airlines, cruise lines, restaurants, entertainment companies, event organizers, wedding vendors, and other businesses.

This means that we may earn commissions, referral fees, or other compensation when you click on certain links, apply for or purchase products or services, sign up for offers, or otherwise engage with third-party products or services featured on the Services. Compensation we receive may influence which products or services we feature, where they appear, and how they are presented. However, compensation does not influence our opinions, and the presence of compensation does not constitute an endorsement or guarantee of any third-party product or service.

Not all available products or offers in any category are featured on the Services. The Services do not include all credit card companies, all available credit card offers, all hotels, all travel providers, or all vendors in any market.

Where required by law, including the Federal Trade Commission's guidelines concerning endorsements and testimonials, we will disclose material connections with third parties. Sponsored content, paid placements, and affiliate links may be identified as such within the relevant content.

6. THIRD-PARTY PRODUCTS, SERVICES, AND WEBSITES

The Services may contain links to third-party websites, applications, offers, and services, and may feature or facilitate access to products and services offered by third parties ("Third-Party Offerings"). Third-Party Offerings include, without limitation, credit card applications, hotel and travel bookings, event tickets, and wedding vendor services.

We do not own, operate, control, or assume responsibility for any Third-Party Offerings. Your dealings with third parties, including payment, delivery, performance of services, warranties, and any other terms, are solely between you and the third party. You should review the applicable terms, conditions, and privacy policies of any third party before engaging with their products or services.

YOU AGREE THAT THE COMPANY SHALL NOT BE RESPONSIBLE OR LIABLE, DIRECTLY OR INDIRECTLY, FOR ANY DAMAGE, LOSS, OR DISPUTE CAUSED OR ALLEGED TO BE CAUSED BY OR IN CONNECTION WITH YOUR USE OF OR RELIANCE ON ANY THIRD-PARTY OFFERING, INCLUDING BUT NOT LIMITED TO CREDIT DECISIONS MADE BY FINANCIAL INSTITUTIONS, THE QUALITY OR SAFETY OF TRAVEL ACCOMMODATIONS OR EXPERIENCES, THE PERFORMANCE OF WEDDING VENDORS OR EVENT ORGANIZERS, OR THE ACTS OR OMISSIONS OF ANY THIRD PARTY.

Vendor Facilitation. To the extent the Company or any Brand (including Wedding Watchlist) acts as an intermediary, referral source, or facilitator connecting users with third-party vendors or service providers, the Company does so solely as a connector and not as a party to the underlying service agreement. The Company does not employ, supervise, or guarantee the work of any third-party vendor, and any contract for services is formed directly between you and the vendor unless expressly stated otherwise in a separate written agreement signed by the Company.

7. PURCHASES AND PAYMENT

If and when the Company offers paid products, services, memberships, packages, or subscriptions through any Brand, the following terms apply in addition to any product-specific terms presented at the time of purchase.

You agree to provide current, complete, and accurate purchase and account information for all purchases made through the Services. You agree to promptly update account and payment information, including email address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed.

All prices are stated in U.S. dollars unless otherwise indicated and are subject to change at any time. We reserve the right to refuse or cancel any order, to limit quantities, and to correct pricing errors, even after an order has been submitted. Sales tax will be added to the price of purchases as required by law.

Unless otherwise stated in a product-specific policy presented at the time of purchase, all sales are final and payments are non-refundable. Any refund, cancellation, or modification policy applicable to a specific product or service will be disclosed at the time of purchase and will govern that transaction.

If you purchase a subscription or recurring service, your subscription will continue and automatically renew at the then-current rate unless canceled in accordance with the cancellation instructions provided. You consent to our charging your payment method on a recurring basis without requiring your prior approval for each recurring charge, until you cancel.

8. EVENTS AND IN-PERSON ACTIVITIES

The Company or its Brands may, now or in the future, organize, host, sponsor, promote, or participate in in-person events, meetups, experiences, trips, or gatherings ("Events"). The following terms apply to any Event organized or hosted by the Company, in addition to any event-specific terms, waivers, or releases presented at the time of registration.

Assumption of Risk. Attendance at and participation in Events is voluntary and at your own risk. You acknowledge that Events may involve inherent risks, including but not limited to risks of personal injury, illness, property damage or loss, and risks associated with travel, transportation, venues, crowds, food and beverage, and the conduct of other attendees or third parties. TO THE FULLEST EXTENT PERMITTED BY LAW, YOU ASSUME ALL RISKS ASSOCIATED WITH YOUR ATTENDANCE AT OR PARTICIPATION IN ANY EVENT.

Release. To the fullest extent permitted by law, you release, waive, and discharge the Company, its members, managers, officers, employees, contractors, agents, and Brands from any and all claims, liabilities, damages, or causes of action arising out of or related to your attendance at or participation in any Event, except to the extent caused by the Company's gross negligence or willful misconduct.

Event Changes. We reserve the right to cancel, postpone, relocate, or modify any Event at any time. Our liability for any Event cancellation or modification is limited to refunding amounts paid directly to the Company for the Event, where applicable.

Media Release. Events may be photographed or recorded. By attending an Event, you grant the Company a perpetual, worldwide, royalty-free license to use your name, image, likeness, and voice as captured at the Event in connection with the Company's content, marketing, and promotional materials, unless prohibited by applicable law.

9. INTELLECTUAL PROPERTY RIGHTS

Unless otherwise indicated, the Services and all source code, databases, functionality, software, website designs, audio, video, text, photographs, graphics, and other content on the Services (collectively, the "Content"), as well as the trademarks, service marks, trade names, and logos contained therein (the "Marks"), including without limitation "The Watchlist Network," "Credit Watchlist," "Entertainment Watchlist," "Travel Watchlist," and "Wedding Watchlist," are owned or controlled by us or licensed to us, and are protected by copyright, trademark, and other intellectual property laws of the United States and foreign jurisdictions.

The Content and Marks are provided "AS IS" for your information and personal, non-commercial use only. Except as expressly provided in these Terms, no part of the Services and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever without our express prior written permission.

Provided that you are eligible to use the Services, you are granted a limited, revocable, non-exclusive, non-transferable license to access the Services and to download or print a copy of any portion of the Content to which you have properly gained access, solely for your personal, non-commercial use. We reserve all rights not expressly granted to you in and to the Services, the Content, and the Marks.

10. USER-GENERATED CONTENT AND SUBMISSIONS

The Services may invite or allow you to submit, post, or transmit content such as comments, reviews, photos, suggestions, feedback, or other material ("Contributions"). Contributions may be viewable by other users of the Services and through third-party platforms.

By providing any Contribution, you grant the Company a worldwide, perpetual, irrevocable, royalty-free, fully-paid, transferable, sublicensable license to use, reproduce, modify, adapt, publish, translate, distribute, publicly perform, publicly display, and create derivative works from your Contribution in any media, for any purpose, including commercial purposes, without compensation to you.

You represent and warrant that: your Contributions are original to you or you have the necessary rights and permissions to grant the license above; your Contributions do not infringe the intellectual property, privacy, or publicity rights of any third party; your Contributions are not false, misleading, defamatory, obscene, harassing, threatening, or otherwise unlawful; and your Contributions do not violate any applicable law or regulation.

We have no obligation to monitor, screen, or remove Contributions, but we reserve the right to remove or modify any Contribution at any time and for any reason without notice. We are not responsible for any Contributions posted by users, and any opinions expressed in Contributions are those of the contributing user and do not reflect our views.

If you provide us with feedback or suggestions regarding the Services, you assign to us all rights in such feedback and agree that we may use it without restriction or compensation.

11. PROHIBITED ACTIVITIES

You may not access or use the Services for any purpose other than that for which we make the Services available. As a user of the Services, you agree not to:

Systematically retrieve data or other content from the Services to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us; trick, defraud, or mislead us or other users; circumvent, disable, or otherwise interfere with security-related features of the Services; disparage, tarnish, or otherwise harm, in our opinion, us and/or the Services; use any information obtained from the Services to harass, abuse, or harm another person; make improper use of our support services or submit false reports of abuse or misconduct; use the Services in a manner inconsistent with any applicable laws or regulations; engage in unauthorized framing of or linking to the Services; upload or transmit viruses, Trojan horses, or other material that interferes with any party's uninterrupted use of the Services; engage in any automated use of the system, such as using scripts, data mining, robots, scrapers, or similar tools, including for purposes of training artificial intelligence models, without our written permission; interfere with, disrupt, or create an undue burden on the Services or the networks connected to the Services; attempt to impersonate another user or person; attempt to bypass any measures of the Services designed to prevent or restrict access; copy or adapt the Services' software; or use the Services as part of any effort to compete with us or otherwise use the Services and/or the Content for any revenue-generating endeavor or commercial enterprise without our written permission.

12. SOCIAL MEDIA AND THIRD-PARTY PLATFORMS

The Company and its Brands maintain a presence on third-party social media platforms, including but not limited to Instagram, YouTube, TikTok, X, and Facebook. Your use of those platforms is governed by the terms of service and policies of the respective platform operators, in addition to these Terms as they relate to our content and your interactions with us. We are not responsible for the policies, actions, availability, or content moderation decisions of any third-party platform.

13. PRIVACY

We care about data privacy and security. Your use of the Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Services, you consent to the collection, use, and disclosure of your information as described in the Privacy Policy. The Services are hosted in the United States. If you access the Services from outside the United States, you consent to having your data transferred to and processed in the United States.

14. COPYRIGHT INFRINGEMENT (DMCA)

We respect the intellectual property rights of others. If you believe that any material available on or through the Services infringes a copyright you own or control, please notify our designated agent with the following information: identification of the copyrighted work claimed to have been infringed; identification of the material claimed to be infringing and its location on the Services; your name, address, telephone number, and email address; a statement that you have a good faith belief that the use is not authorized by the copyright owner, its agent, or the law; a statement, under penalty of perjury, that the information in the notification is accurate and that you are the copyright owner or authorized to act on the owner's behalf; and your physical or electronic signature.

Copyright notices should be sent to the contact information provided in Section 23 below. Please be advised that under federal law, you may be held liable for damages if you make material misrepresentations in a takedown notification.

15. SERVICES MANAGEMENT AND TERMINATION

We reserve the right, but not the obligation, to: monitor the Services for violations of these Terms; take appropriate legal action against anyone who violates the law or these Terms; refuse, restrict access to, limit the availability of, or disable any of your Contributions; and otherwise manage the Services in a manner designed to protect our rights and property and to facilitate the proper functioning of the Services.

WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SERVICES TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE TERMS OR OF ANY APPLICABLE LAW OR REGULATION.

16. MODIFICATIONS AND INTERRUPTIONS

We reserve the right to change, modify, or remove the contents of the Services at any time or for any reason at our sole discretion without notice. We also reserve the right to modify or discontinue all or part of the Services, or any Brand, without notice at any time. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Services.

We cannot guarantee the Services will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance, resulting in interruptions, delays, or errors. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Services during any downtime or discontinuance of the Services.

17. DISCLAIMER OF WARRANTIES

THE SERVICES ARE PROVIDED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR USE THEREOF, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY, COMPLETENESS, RELIABILITY, OR TIMELINESS OF THE SERVICES' CONTENT OR THE CONTENT OF ANY WEBSITES OR SERVICES LINKED TO THE SERVICES, AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE OF ANY NATURE RESULTING FROM YOUR ACCESS TO AND USE OF THE SERVICES, (3) UNAUTHORIZED ACCESS TO OR USE OF OUR SERVERS AND/OR ANY PERSONAL OR FINANCIAL INFORMATION STORED THEREIN, (4) INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICES, (5) BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SERVICES BY ANY THIRD PARTY, AND/OR (6) ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SERVICES.

WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SERVICES, ANY HYPERLINKED WEBSITE, OR ANY WEBSITE OR MOBILE APPLICATION FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.

18. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE OR OUR MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, CONTRACTORS, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, DAMAGE TO CREDIT SCORE OR CREDITWORTHINESS, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION WILL AT ALL TIMES BE LIMITED TO THE GREATER OF (A) THE AMOUNT PAID, IF ANY, BY YOU TO US DURING THE SIX (6) MONTH PERIOD PRIOR TO ANY CAUSE OF ACTION ARISING, OR (B) ONE HUNDRED U.S. DOLLARS ($100.00).

CERTAIN U.S. STATE LAWS AND INTERNATIONAL LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.

19. INDEMNIFICATION

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, Brands, and all of our respective members, managers, officers, agents, partners, contractors, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys' fees and expenses, made by any third party due to or arising out of: (1) your use of the Services; (2) your breach of these Terms; (3) any breach of your representations and warranties set forth in these Terms; (4) your violation of the rights of a third party, including but not limited to intellectual property rights; (5) any harmful act toward any other user of the Services; or (6) your Contributions. We reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of such claims.

20. GOVERNING LAW

These Terms and your use of the Services are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. The application of the United Nations Convention on Contracts for the International Sale of Goods is expressly excluded.

21. DISPUTE RESOLUTION

Informal Negotiations. To expedite resolution and control the cost of any dispute, controversy, or claim related to these Terms (each a "Dispute"), you and the Company agree to first attempt to negotiate any Dispute informally for at least thirty (30) days before initiating arbitration. Such informal negotiations commence upon written notice from one party to the other.

Binding Arbitration. If you and the Company are unable to resolve a Dispute through informal negotiations, the Dispute (except those Disputes expressly excluded below) will be finally and exclusively resolved by binding arbitration. YOU UNDERSTAND THAT WITHOUT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL. The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association ("AAA") and, where appropriate, the AAA's Supplementary Procedures for Consumer Related Disputes. The arbitration may be conducted in person, through the submission of documents, by phone, or online. The arbitrator will make a decision in writing. The arbitrator must follow applicable law, and any award may be challenged if the arbitrator fails to do so. Except as otherwise required by applicable AAA rules or applicable law, the arbitration will take place in Manatee County, Florida.

Class Action Waiver. YOU AND THE COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person's claims and may not otherwise preside over any form of a representative or class proceeding.

Exceptions. The following Disputes are not subject to the above provisions concerning informal negotiations and binding arbitration: (1) any Disputes seeking to enforce or protect, or concerning the validity of, any of the intellectual property rights of a party; (2) any Dispute related to, or arising from, allegations of theft, piracy, invasion of privacy, or unauthorized use; and (3) any claim for injunctive relief. Any Dispute not subject to arbitration shall be resolved exclusively in the state or federal courts located in Manatee County, Florida, and you consent to the personal jurisdiction of such courts.

Time Limitation. To the fullest extent permitted by law, any cause of action or claim you may have arising out of or relating to these Terms or the Services must be commenced within one (1) year after the cause of action accrues; otherwise, such cause of action or claim is permanently barred.

22. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES

Visiting the Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Services, satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SERVICES.

23. CONTACT US

In order to resolve a complaint regarding the Services or to receive further information regarding use of the Services, please contact us at:

The Watchlist Network LLC 

Email: [email protected]

24. MISCELLANEOUS

These Terms and any policies or operating rules posted by us on the Services constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision. These Terms operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control, including without limitation acts of God, natural disasters, pandemics, war, terrorism, labor disputes, governmental actions, or failures of third-party services or infrastructure.

If any provision or part of a provision of these Terms is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Terms and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment, or agency relationship created between you and us as a result of these Terms or your use of the Services. You agree that these Terms will not be construed against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic form of these Terms and the lack of signing by the parties hereto to execute these Terms.

These Terms and Conditions were last updated on June 10, 2026.